Your Privacy is Important to Us
Welcome to our website! Family Talk extends the following information to assure
you as our guest, that we are concerned about and respect your privacy while visiting
our web site. Family Talk will never sell, lease or rent your confidential information.
However, if it is necessary, we will share information for legal reasons. We will
always endeavor to take steps to assure that any information you provide to us will
remain secure. We want you to feel safe in your online experience while visiting
our site. Please take a moment to review the following valuable information.
Collection of Information
Family Talk does not collect personal information without your knowledge during
your visit to our web site. However, Family Talk does at times ask that you provide
us with personal information while online. The type of information we collect typically,
but not always, corresponds directly with the service you request. For instance,
you can make donations, when requested you can offer your thoughts, opinions, prayers,
concerns, ideas, personal experiences, questions and/or suggestions to our resources,
contests, or radio broadcasts. The personal information you provide may also be
used to improve the usability of, and information available on, our sites. In other
words, at times we will ask you for more information, beyond just your name and
contact information, than is needed to facilitate our response to your specific
request. Your provision of such additional information is your acknowledgement that
you consent to our use of such information to better serve you, our visitor, and
others coming to our sites.
Family Talk will not sell, lease or rent its mailing list or any of your confidential
information to any outside organization or individual. However, we may need to disclose
personal information as required by law, such as a law, regulation, court order,
subpoena, search warrant, in the course of a legal proceeding or in response to
a law enforcement agency request, to enforce our Terms of Service, or site rules;
or to protect the safety and security of our visitors and our sites.
Changes
Family Talk reserves the right to make changes to this privacy policy at any time
and requests that you review this policy for updates.
Questions or Suggestions
Please direct all questions or comments regarding this privacy policy through our
contact online form. This Web site may provide links to external Web sites maintained
by individuals or organizations external to Family Talk. Once you access information
that links you to another Web site, you are subject to the privacy policy of the
Web site containing the information you have linked to.
Additional Information About Our Online Resource Center:
Cookies: A small piece of data that a website can store on your
system is referred to as a “cookie.” Cookies are often used to enhance
your online experience. Many browsers recognize when a cookie has been sent to your
computer and will give you the option to refuse or allow it.
Restrictions on Use of Our Online Materials
All materials contained in the Family Talk Web sites (“Online Material”)
are the copyrighted property of Family Talk. All trademarks, service marks, and
trade names are proprietary to Family Talk. No Online Material from our Web sites
may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed
in any way, except that you may download one copy of the materials on any single
computer for your personal, noncommercial home use only, provided that you 1) retain
all copyright, trademark and propriety notices, 2) you make no modifications to
the materials, 3) you do not use the materials in a manner that suggests an association
with any of our products, services, events or brands, and 4) you do not download
quantities of materials to a database, server, or personal computer for reuse for
commercial purposes. You may not, however, copy, reproduce, republish, upload, post,
transmit or distribute our Online Material in any way or for any other purpose unless
you get our written permission first. Neither may you add, delete, distort or misrepresent
any content on the Family Talk sites. Any attempts to modify any Online Material,
or to defeat or circumvent our security features is prohibited.
Everything you download, any software, plus all files, all images incorporated in
or generated by the software, and all data accompanying it, is considered licensed
to you by Family Talk or third-party licensors for your personal, non-commercial
home use only. We do not transfer title of the software to you. That means that
we retain full and complete title to the software and to all of the associated intellectual-property
rights. You're not allowed to redistribute or sell the material or to reverse-engineer,
disassemble or otherwise convert it to any other form that people can use.
Submitting Your Online Material to Us
All remarks, suggestions, ideas, graphics, comments, or other information that you
send to Family Talk through our sites (other than information we promise to protect
under our Privacy Policy), becomes and remains our property, even if this agreement
is later terminated.
That means that we don't have to treat any such submission as confidential.
You can't sue us for using ideas you submit. If we use them, or anything like
them, we don't have to pay you or anyone else for them. We will have the exclusive
ownership of all present and future rights to submissions of any kind. We can use
them for any purpose we deem appropriate to our Family Talk mission, without compensating
you or anyone else for them.
You acknowledge that you are responsible for any submission you make. This means
that you (and not we) have full responsibility for the message, including its legality,
reliability, appropriateness, originality, and copyright.
Information About Health
Information accessible on this site is not intended to substitute for professional
medical advice and information. Information provided is general in nature and may
be helpful to some people but not others, depending upon their personal medical
needs. This is why you should always consult with your personal physician prior
to changing or undertaking a new diet, exercise program or following advice designed
for general audiences only. Your physician is typically best able to evaluate whether
or not a specific health suggestion or potential course of treatment is best for
you. Advance consultation with your physician is especially important if you are
under eighteen (18), pregnant, nursing a baby, or have health problems. Never disregard
professional medical advice or delay to seek it because of something you may have
read on this site.
Limitation of Liability
FAMILY TALK WILL NOT BE LIABLE FOR ANY DAMAGES OR INJURY THAT ACCOMPANY OR RESULT
FROM YOUR USE OF ANY OF ITS SITES.
THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY:
- USE OF (OR INABILITY TO USE) THE SITES
- USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM OUR SITES
- FAILURE OF OUR SITES TO PERFORM IN THE MANNER YOU EXPECTED OR DESIRED
- ERROR ON OUR SITES
- OMISSION ON OUR SITES
- INTERRUPTION OF AVAILABILITY OF OUR SITES
- DEFECT ON OUR SITES
- DELAY IN OPERATION OR TRANSMISSION OF OUR SITES
- COMPUTER VIRUS OR LINE FAILURE
- PLEASE NOTE THAT WE ARE NOT LIABLE FOR ANY DAMAGES, INCLUDING:
- DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY
- DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY (KNOWN IN LEGAL TERMS
AS “CONSEQUENTIAL DAMAGES.”)
- OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY
(KNOWN IN LEGAL TERMS AS “INCIDENTIAL DAMAGES.”)
WE ARE NOT LIABLE EVEN IF WE'VE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE
HAS BEEN ADVISED OF THE POSSIBILITIY OF SUCH DAMAGES OR BOTH.
EXCEPTION: CERTAIN STATE LAWS MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR
THESE “INCIDENTAL” OR “CONSEQUENTIAL” DAMAGES. IF YOU LIVE
IN ONE OF THOSE STATES, THE ABOVE LIMITATION OBVIOUSLY WOULD NOT APPLY WHICH WOULD
MEAN THAT YOU MIGHT HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES.
HOWEVER, IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES, AND
CLAIMS OF ANY AND EVERY KIND (WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF
A CONTRACT, OR CLAIMED TO BE CAUSED BY NEGLIGLENCE OR OTHER WRONGFUL CONDUCT, OR
THEY'RE CLAIMED UNDER ANY OTHER LEGAL THEORY) WILL NOT BE GREATER THAN THE
AMOUNT YOU PAID TO ACCESS OUR SITES.
Links to Other Sites
We sometimes provide referrals to and links to other World Wide Web sites from our
sites. Such a link should not be seen as an endorsement, approval or agreement with
any information or resources offered at sites you can access through our sites.
If in doubt, always check the Uniform Resource Locator (URL) address provided in
your WWW browser to see if you are still in a Family Talk-operated site or have
moved to another site. Family Talk is not responsible for the content or practices
of third party sites that may be linked to our sites. When Family Talk provides
links or references to other Web sites, no inference or assumption should be made
and no representation should be inferred that Family Talk is connected with, operates
or controls these Web sites. Any approved link must not represent in any way, either
explicitly or by implication, that you have received the endorsement, sponsorship
or support of any Family Talk site or endorsement, sponsorship or support of the
ministry of Family Talk, including its respective employees, agents or directors.
Monitoring Online Postings
Family Talk shall have the right to monitor and review the content of any discussions,
chats, forums, postings, transmissions and bulletin boards, although Family Talk
is not under legal obligation to do so. As a Christian organization we uphold specific
foundational beliefs. We expect visitors to our sites, and anyone using our communication
tools to adhere to a sense of decency and decorum that we deem appropriate. We are
the sole authority on questions of appropriateness. Naturally, Family Talk assumes
no responsibility or liability arising from the content of an online posting. However,
we do specifically prohibit you or any visitor from posting or transmitting any
unlawful, threatening, libelous, obscene, scandalous, inflammatory, pornographic,
or profane material or any material that could constitute or encourage what could
be considered a criminal offense, give rise to civil liability or otherwise violate
any law. Family Talk will fully cooperate with authorities or court orders requesting
details of criminal postings. Family Talk shall have the right in its sole discretion
to edit, refuse to post or remove any material submitted to or posted on any Family
Talk web site. Family Talk shall have the right to remove any material that it determines
to be in violation of these provisions or otherwise objectionable.
In addition, children 12 and under are not authorized to post messages or participate
in Forums on any Family Talk Web site unless the site has been specifically designed
for them and all appropriate parental notification and approval devices have been
complied with fully. For more information see our Privacy Policy.
Termination of This Agreement
This agreement is effective until terminated by either party. You may terminate
this agreement at any time, by destroying all materials obtained from all Family
Talk Web sites, along with all related documentation and all copies and installations.
Family Talk may terminate this agreement at any time and without notice to you,
if, in its sole judgment, you breach any term or condition of this agreement. Upon
termination, you must destroy all materials. In addition, by providing material
on our Web sites, we do not in any way promise that the materials will remain available
to you. And Family Talk is entitled to terminate all or any part of any of its Web
sites without notice to you.
Jurisdiction and Other Points to Consider
Unless otherwise specified, the Online Materials on our sites are presented to provide
information about the resources of Family Talk. The ministry of Family Talk was
organized under the laws of California, in the United States of America. If you
use our sites from locations outside of the United States, you are responsible for
compliance with any applicable local laws. These Terms of Use, and the agreement
they create, shall be governed by and interpreted according to the laws of the State
of Colorado (without applying the state's conflict-of-law principles.) If
any provision of this agreement is unlawful, void or unenforceable, it will not
affect the validity and enforceability of any remaining provisions. Family Talk
may modify these Terms of Use, and the agreement they create, at any time, simply
by updating this posting and without notice to you. This is the ENTIRE agreement
regarding all the matters that have been discussed.