Dave Ramsey is a personal-finance expert and well-known host of his nationally syndicated radio program, The Dave Ramsey Show. He is the author of 7 best-selling books including: The Total Money Makeover, Financial Peace and Smart Money Smart Kids. Dave is the creator of Financial Peace University and founder of The Lampo Group, Inc. which offers hope through a variety of mediums and products. Dave and his wife Sharon reside in Tennessee. They have been married for over 30 years and have 3 adult children.